Client Advocacy

M Financial believes performance and cost should be measured over the life of a product, not with an initial illustration or first year premium. M Financial continuously monitors the service, experience, and performance of in-force business to ensure that proprietary products continue to be effective, from both a performance and cost perspective. As a result of this unparalleled level of service, pricing enhancements have historically applied to new sales and in-force business of a series of proprietary products.

  • There have been nine pricing enhancements to M proprietary products since 1996.
  • For clients, the impact on in-force policies includes:
    • A reduction in annual premium while still achieving endowment.
    • An opportunity to pay less total premium over the life of the policy.
    • Increased cash values and death benefit.
100 N. Tryon Street (Map)
Suite 5410
Charlotte, NC 28202
Phone: 704.333.8461
Fax: 704.342.0782
MBL Advisors and their agents are presently licensed to sell traditional life insurance in AL, AK, AZ, CA, CO, CT, FL, DE, DC, GA, HI, IL, IN, KY, MD, MA, MI, MN, MO, NC, NV, NJ, NY, OH, OR, PA, SC, TN, TX, VA, WV, and WI. Insurance services are limited to residents of the above listed states. Residents of other states should consult with a local agent for insurance service.

Securities offered through M Holdings Securities, Inc., a registered broker dealer, member FINRA / SIPC.
MBL Advisors is owned and operated independently from M Holdings Securities, Inc. MBL Advisors is a member of M Financial Group. Please go to mfin.com/DisclosureStatement.htm for further details regarding this relationship.