Management Team

704.335.4522 | Email Luther

For over 20 years Luther has been a trusted advisor to corporate and affluent clients. Luther joined the firm in 1996 and was named partner prior to the sale of the business to Wachovia in 1999.  During his tenure at Wachovia he held a number of leadership positions including Managing Director of the Executive Benefits Group and Managing Director-National Accounts where he was responsible for advising clients of the National Wealth Management team and the Family Office practice.  

Luther’s industry involvement is extensive, where he serves as a voice for his clients. He has chaired AALU’s Business Insurance and Estate Planning Committee, and served as President of both the Charlotte Chapter of the Society of CLU and ChFCs, and the Charlotte Estate Planning Council.  Luther is a former Chairman of the Charlotte Ethics In Business Award. He is a member of the Southern 7 Chapter of YPO, World at Work and the Charlotte Benefits Forum.

Luther earned a degree in Risk Management and Insurance from the University of Georgia Terry College of Business and serves on the Alumni Advisory Board. He is a Guest Lecturer-Practitioner at the College, which is consistently ranked in the top three specialty insurance programs by US News and World Report. Luther holds the CLU, ChFC and Registered Health Underwriter designations.

704.335.4536 | Email Gene

Gene has assisted corporations and individuals as a trusted advisor for more than 15 years. He began his career with AXA Equitable, where his responsibilities included plan design, implementation, in-force portfolio management and compliance. In 2006, SunTrust Bank brought Gene to Charlotte as an Estate and Business Planning Specialist.

Prior to entering the financial services business, Gene stood in the shoes of many of MBL Advisor’s clients, as an entrepreneur and business owner of a wholesale sporting goods distribution company. Gene has first hand experience in the challenges confronting independent business owners including the complexities in business acquisition and transfer.

Gene holds an Accounting degree from Virginia Tech, where he graduated as a Distinguished Military Graduate. He then obtained his MBA from Temple University, and earned his CPA while working at Pricewaterhouse & Co. Gene also serves on the Board of Directors of Temple Beth El in Charlotte.

910-399-2768 | Email Randy

Randy's legal and financial background adds a depth of understanding in the design, implementation and administration of sophisticated wealth transfer plans. Randy has advised and assisted business owners, ranchers and high net worth families in the management and transfer of their businesses and wealth to the future generations.

Prior to joining the firm, he worked extensively in the wealth management field as the owner of Long Investment Advisory, Inc., and practiced law for more than 20 years in the field of estate planning and business organizations as a California attorney. He has relocated to Wilmington NC where he grew up and resides with his family. While practicing law he orchestrated and directed the sale of a number of businesses for his clients. A team player, Randy is comfortable working with other complementary advisors to facilitate the goals of his clients.

Randy holds a JD from San Joaquin College of Law and the Certified Financial Planner™ designation. Randy has been involved in a number of charitable organizations serving as a trustee of a religious denomination, foundation board member, board member of a mission organization and trustee of his church. Randy and his wife, Lydia, have five children.

704.335.4512 | Email Kathy

Kathy is a Certified Public Accountant with 12 years of financial and tax experience in working with high net worth individuals. In addition to her role at MBL Advisors, Kathy is the Chief Financial Officer of McColl Brothers Lockwood, LLC, the McColl and Lockwood family office and serves as a resources to MBL clients in the wealth transfer area.

Prior to joining MBL Advisors, Kathy served as Tax Manager in the Middle Market Advisory Services Group at Pricewaterhouse & Co. in Charlotte. While at PWC, she assisted closely-held entities and individuals with tax strategy, planning, compliance and general business advisory services. Kathy received a BS in Accounting from the University of Florida.

704.335.4519 | Email Susan

Susan began her personal lines insurance career with a third-generation owned firm. This experience of working with families that had been clients for three generations showed her that a focus on client service, and the ability to serve families now and into the future, was how she wished to build her career.

Relocating to the Carolinas in 1998, Susan joined the Cameron M. Harris Agency team as a senior client manager. From there she became part of the BB&T Insurance Service, managing a widespread group of clients. Most recently, Susan was part of Hub International, a small brokerage firm that specializes in affluent client management. She worked with Family Office programs in counseling and review of their insurance portfolios.

Susan takes a comprehensive view of her clients’ needs, from protection of assets through placement of appropriate insurance coverage. Her move to MBL Advisors assures our clients that their needs will never be overlooked.